Unsecured OD Limit
Pre-approved limits credited directly to your account — a smart overdraft that charges interest only on what you use. Fast, flexible, and reusable credit for both personal and business needs.
Unique Facilities
Unlimited Withdrawals
Access cash within your approved limit any time — designed for contingencies and working capital.
Flexible Prepayment
Prepay partially or fully at your convenience to reduce interest and shorten tenure.
Interest on Usage Only
Interest is charged only on drawn amounts — keep costs low by borrowing smart.
Why Choose Flexi Loans?
24/7 Availability
Withdraw when you need — no fresh approvals for every draw within the sanctioned limit.
Minimal Documentation
Pre-approved customers enjoy faster processing with minimal paperwork.
Lower Interest Burden
Interest applies only on utilized amounts — saving you money compared to fixed loans.
Re-borrowing
Repay and reuse the limit during tenure without reapplying.
Debt Consolidation
Combine multiple EMIs into a single flexible facility to simplify repayments and potentially reduce cost.
Learn MoreEligibility & Use Cases
Salaried Individuals
Manage weddings, education, home improvement, or medical needs with a pre-approved flexi limit.
Self-Employed & Professionals
Use for working capital, equipment financing, or inventory during seasonal growth.